Mechanics Bank

How to create and configure an authorized user in Business Online Banking.

Overview

Mechanics Bank allows you to grant access to your accounts by creating an Employee.

This is done through Business Online Banking, where you can:

• add a new user with their own login credentials
• choose which accounts they can access
• define what they are allowed to see and do, such as viewing balances or initiating payments

You will be setting up a user that can securely access account data and initiate transactions without sharing your primary login.

Bank terminology

Concept	Mechanics Bank term
Delegated user	Employee
Admin	Administrator / Senior Administrator

Setup steps

1. Navigate to user management

Sign in to Business Online Banking.

From the Administration menu, select Employee Profile & Permissions.

2. Create user

From the Select User Criteria menu, select New Employee and then click Submit.

Enter the user’s details:

Field	Notes
Name	First and last name
Security Level	Select the desired Security Level for the user
Employee Group	Select the desired Employee Group if established
E-mail Address	Enter the user’s email address
Business Phone	Enter the user’s business phone number
Business Phone Ext	Enter the user’s business phone extension
Mobile Phone	Enter the user’s mobile phone number
Username	Enter a unique username (6 to 19 characters, no special characters)

Our team will provide the exact details to use for this user. Please enter them exactly as provided to ensure the setup completes successfully.

3. Assign account access

Under the Accounts section, check the box next to the account(s) that you wish the user to have access to through Business Online Banking.

4. Configure permissions

Mechanics Bank uses a granular permissions model. You will configure options across several sections including Administration Options, Approval Options, Funds Transfer Options, Merchant Capture Options, and Stop Payments.

Setting	Recommended
Access level	Employee
Balances	✅
Transactions	✅
Statements	✅
Payments (initiate)	❌
Approvals	❌

The above example corresponds to read only functionality. If you want to enable Waycore to draft transactions on the portal, you should enable payments and approvals correspondingly.

5. Finalize

Click Next to continue. After the system has completed the process of adding the accounts to the user and saving the user’s profile, click Finish.

Important notes

If no account access is assigned, the user will see no data.

When adding a new employee, complete setup by clicking “Finish”. If the setup is left incomplete, it may cause errors and make the record temporarily non-editable.

You can only add a user with a lower security level than your own.

Use one user per account if separate connections are required.