BMO Bank (US)

How to create and configure an authorized user in Online Banking for Business.

Overview

BMO Bank (US) allows you to grant access to your accounts by creating a User.

This is done through Online Banking for Business, where you can:

• add a new user with their own login credentials
• choose which accounts they can access
• define what they are allowed to see and do, such as viewing statements or accessing account information

You will be setting up a user that can securely access account data without sharing your primary login.

Bank terminology

Concept	BMO Bank (US) term
Delegated user	User
Admin	Primary Customer Administrator (PCA)

Setup steps

1. Navigate to user management

Log in to Online Banking for Business.

Go to the Administration tab.

On the Administration menu, click Create User.

2. Create user

On the “Create User” page, enter the user’s information:

Field	Notes
User ID	Required
Name	Required
Email	Required

Our team will provide the exact details to use for this user. Please enter them exactly as provided to ensure the setup completes successfully.

3. Configure service entitlements

In the Service tab, add the following entitlements:

Setting	Recommended
eStatements- Account Statements	✅
Account information	✅
Report Entitlement	Standard
Reports	Standard
Alerts	No

4. Assign account access

In the BMO Accounts tab, select each of your BMO accounts and assign the entitlements:

• eStatements - Account Statements
• Account Information

Important notes

If no account access is assigned, the user will see no data.

Secure token authentication is required for the Primary Customer Administrator and individuals releasing payments.

Use one user per account if separate connections are required.