BankUnited

How to create and configure an authorized user in BankUnited Lynx.

Overview

BankUnited allows you to grant access to your accounts by creating a User.

This is done through BankUnited Lynx, where you can:

• add a new user with their own login credentials
• choose which accounts they can access
• define what they are allowed to see and do, such as viewing balances or initiating payments

You will be setting up a user that can securely access account data and initiate transactions without sharing your primary login.

Bank terminology

Concept	BankUnited term
Delegated user	User
Admin	Admin

Setup steps

1. Navigate to user management

Sign in to BankUnited Lynx.

From the Hamburger Menu, go to: User Management → Add New User.

2. Create user

Enter the user’s details:

Field	Notes
User ID	Required
User Name	Required
Contact Name	Required
Email	Required

Our team will provide the exact details to use for this user. Please enter them exactly as provided to ensure the setup completes successfully.

3. Assign account access

During the “Assign Services” step, choose to apply services to “All Accounts” or “Select Accounts” individually.

This must be done for each account individually. If skipped, the user will not see any accounts.

4. Configure permissions (critical)

Assign specific “Core Services” (like Transfers or Stop Payments) using checkboxes. You can also copy permissions from an existing user.

Setting	Recommended
Access level	Inquiry
Balances	✅
Transactions	✅
Statements	✅
Payments (initiate)	❌
Approvals	❌
Daily limits	Set as appropriate

The above example corresponds to read only functionality. If you want to enable Waycore to draft transactions on the portal, you should enable payments, approvals, and limits correspondingly.

5. Finalize

Review the setup and click Save to complete.

Important notes

If no account access is assigned, the user will see no data.

Use one user per account if separate connections are required.