Live Oak Banking Company

How to create and configure an authorized user in Live Oak Bank Online Banking.

Overview

Live Oak Banking Company allows you to grant access to your accounts by creating an authorized user. This feature enables you to securely share access with an accountant, bookkeeper, or other team members without sharing your primary login credentials.

Bank terminology

Concept	Live Oak Banking Company term
Delegated user	User
Admin	Administrator

Setup steps

1. Navigate to user management

Log in to your Live Oak Bank online banking account.

Look for an option related to account access, security, or permissions. This might be called something like “Manage Users”, “User Access”, or “Account Permissions”.

2. Add a new user

Within the access management section, select the option to add a new user or grant access.

Enter the required details as prompted by the interface.

3. Configure permissions

Define the user’s role or permissions. For an accountant or bookkeeper, this should typically be set to “View-Only” or a similar designation.

Important notes

If no account access is assigned, the user will see no data.

Live Oak Bank may require the user to verify their identity or set up their own password via an email link.

Use one user per account if separate connections are required.