Charles Schwab Premier Bank

How to create and configure an authorized user in Schwab Alliance.

Overview

Charles Schwab Premier Bank allows you to grant access to your accounts by creating an authorized user.

This is done through Schwab Alliance, where you can add a new user with their own login credentials, choose which accounts they can access, and define their level of access.

You will be setting up a user that can securely access account data and initiate transactions without sharing your primary login.

Bank terminology

Concept	Charles Schwab Premier Bank term
Delegated user	Authorized user
Admin	Account owner

Setup steps

1. Navigate to user management

Click Profile, and select Account Access.

2. Create user

Click Give Account Access.

3. Configure permissions

Select the level of access you need to grant the authorized user. Options include:

• View-only access
• Limited-trading authority
• Full-trading authority

Click the card with the appropriate permissions to continue.

4. Assign account access

Select the financial account you want to give access to, and click Continue.

5. Provide contact details

Provide information about the person you’re giving access to.

Field	Notes
Full name	Required
Phone number	Required
Email	Required

Click Continue.

6. Finalize

Review your submission and the authorization agreement.

Click Continue and agree to the authorization agreement, then click Agree & Submit.

Important notes

If no account access is assigned, the user will see no data.

Use one user per account if separate connections are required.

For joint accounts, all additional account holders must approve the request before continuing.