Comenity Capital Bank

How to create and configure an authorized user in Comenity Capital Bank Business Banking.

Overview

Comenity Capital Bank (a Bread Financial company) allows you to grant access to your credit accounts by adding an authorized buyer.

This feature is available for retail and small business credit card accounts, enabling another person to make purchases using your account while you remain financially responsible for all charges.

Bank terminology

Concept	Comenity Capital Bank term
Delegated user	authorized buyer
Admin	primary cardmember

Setup steps

1. Navigate to user management

Sign in to your Comenity Account Center.

Visit the Account page to review or add users.

2. Add authorized buyer

Follow the prompts to add an authorized buyer.

Enter the required details as prompted by the interface.

Important notes

You can have up to 4 authorized buyers on your account. To remove an authorized buyer, you must send a secure message or call Customer Care.

Comenity Capital Bank primarily focuses on consumer credit cards and retail financing. Dedicated business banking features and delegated user access might be limited.